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Mobility Scooters Are Not Legally Vehicles
Mobility Scooters Are Not Legally Vehicles
So, this is according to a great and in-depth article from “Independent Living” attached to my blog post. This all stems from my inquisitiveness regarding certain mobility scooter legalities. Firstly, I have always thought that having a mobility scooter should come with some sort of responsibility. Scooters are a great idea and have given freedom back to millions of otherwise housebound people.
We have many disabled people calling into our battery depot in Halifax, UK, for their batteries’ fitting. They are all people like you and me who, for some reason or another, cannot walk or travel under their own steam because of illness and other disabilities.
Indeed, I am not so far away from having my own scooter because my knees are in bad condition and walking is becoming more difficult as time goes by. However, I do know that later in life, a mobility scooter will give me a certain amount of freedom back at a relatively small cost.
Insurance is my first point
In the UK, it is not required by law that a mobility scooter has insurance. However, it is generally a good idea to have some form of insurance in case of any accidental damage or injury. This can help cover the cost of any repairs or medical expenses that may arise as a result of an accident.
Some mobility scooter insurance policies may also cover theft, fire, and vandalism. It is worth shopping around to find a policy that offers the right level of coverage for your needs at a price that you can afford. I followed this through and found that insurance is relatively inexpensive for mobility scooters. One company offers cover for as little as £3.85 per month.
I found that comprehensive insurance coverage is offered by mobility scooter insurance policies for a variety of risks. Including accidental damage, theft or loss, third-party liability, personal injury, breakdown, and recovery Providing 24/7 recovery assistance for both new and used scooters.
Mobility Scooters Are Not Legally Vehicles
Importantly, you have the option of paying annually or monthly. There are no extra payments or costs on any of our plans that cover mobility scooters. The rider can be any age, and since we insure the scooter and not the rider, we can cover a wide range of drivers.
I found that covers were offered for a large selection of mobility scooters. including class 3 and tandem models as well as portable and class 2 models with three wheels. Importantly, some of the packages that I looked at also contained portions of our wheelchair insurance. including free additional coverage for your manual wheelchair.
Well worth considering
Of course, like anything else in life, there will always be people against scooter insurance. However, it certainly makes sense when you look at the cost. All I did was look on Google, and there was a plethora of companies offering good deals to scooter owners.
When it comes to Mobility Scooters Are Not Legally Vehicles I am not sure if the government would ever make insurance compulsory. However you never know, help would have to be given to some people due to the varied causes of illness that affect the drivers of these scooters. Some people are housebound due to all sorts of health conditions and would certainly find it difficult to fill out an insurance form for their beloved mobility scooters.
Please read the excellent article below from Independent Living.
Source: Mobility Scooters: Legally Not Vehicles | Post | Independent Living
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